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Africa Travel Guide - Kenya
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Kenya - Banking Services
In respect to exchange of foreign currency for local Kenya Shillings, the best place is to go is either a major bank such as Barclays or Citibank, or the local banks in smaller towns. Traveler checks and most major credit cards are widely accepted in Kenya. Credit card usage normally requires that the visitor bear a service charge of between 5 to 10%.

If a guest is unable to get to a bank, there are foreign exchange tellers at the Nairobi and Mombasa Airports as well as most hotels and lodges; the airports normally provides a better rate than most hotels or lodges
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Banking hours are generally from 9:00 a.m. - 2:00 p.m., Monday through Friday, and some on Saturday mornings. Banks at some airports are open for longer hours.

The unit of currency is the Kenya shilling (Ksh) divided in to 100 cents. Currency Notes are in denominations of 1000, 500, 200, 100, and 50. There is no restriction to the amount of foreign currency a visitor may bring in during his stay in Kenya.

Destruction of Kenyan currency, even in small amounts, is illegal, and almost always results in arrest and a fine.